some simple numbers (just thinking out loud, this is no reasoning for or against anything):
Insurance reimbursement boils down to paying 30% of base cost (which in itself is higher than actual market value)
-> this is about 10M for BCs, and 20-60M for BSs
Cruisers and below are offered for free. Frigs and Desses are pretty much negligible (< 1M), cruisers range from 2-5M a pop.
All in all, it's a pretty sweet deal to our members, as they can pretty much PvP for free (extra bucks cover quite a chuck of mods too, if you don't go crazy).
Let's have a look at the insurance reimbursement value vs. the purchase price from corp:
Base price is about 1.5-2 times current corp-purchase-cost prices (depending on ship). This means the insurance (30% of base price) boils down to 45%-60% of corp purchase cost.
This means that when a member looses a ship he/she gets the insurance from EvE (= base price), plus 30% of that price extra from the corp (insurance cost reimbursement). -> So in total 130% of base price, which in itself is 1.5-2 times the purchase price => 1.95-2.6 times purchase price.
Some questions that arose during the above write-up:
- can we afford this now? yes, as not much pvp is going on in MAADI really
- can we afford this when pvp get's more frequent? dunno, i have no idea of current income
- will asking 10% extra for ships (corp purchase price vs. market price) help cover this in a significant way? when the 10% extra is equal to 100 (index), the reimbursement is 100*10*1.5*.30 up to 100*10*2*.30 = 450 to 600, which means the 10% extra will only cover 15-20% of the program (cruiser and below not included (will make it go down more))
